Could an extra £90 be landing in your account this June? The UK Government has just announced another round of cost-of-living support payments — and thousands of households are set to benefit. In this guide, we’ll break down what this £90 payment is, who’s eligible, and exactly how to claim it. If you’re feeling the financial pinch this year, you won’t want to miss out on this.
Let’s dive into everything you need to know and how to make sure you don’t leave this money unclaimed.
What Is the £90 Payment From the UK Government?
The £90 payment is part of a continued series of cost-of-living support payments designed to help UK residents cope with the rising cost of food, fuel, energy bills, and essential living expenses. This one-off cash payment will be automatically distributed to eligible recipients in June 2025.
Unlike larger support packages, this is a targeted initiative aimed at providing immediate relief for low-income households, pensioners, and benefit claimants. It will be deposited directly into the bank accounts of those who qualify — no application is typically necessary.
Background: Why Is This Payment Being Issued?
The UK has been grappling with record-high inflation rates, soaring energy prices, and persistent food cost increases over the past two years. Since early 2023, the government has launched several cost-of-living support schemes to cushion vulnerable households against financial strain.
This £90 payment is part of that ongoing effort, following the larger £300 and £150 payments distributed in 2024.
Cost-of-Living Crisis Snapshot
| Factor | 2022-23 Rate | 2024-25 Rate |
|---|---|---|
| Inflation (CPI) | 10.4% | 3.2% |
| Average Energy Bill | £2,500 | £1,900 |
| Weekly Food Costs | £70.60 | £81.20 |
While inflation has slowed in 2025, the government recognises that many families are still struggling to cover essential costs, prompting this additional support payment.
Who Is Eligible for the £90 Cost-of-Living Payment?
Not everyone in the UK will receive this payment — it’s specifically designed for those receiving certain means-tested benefits.
✅ Eligible Benefits Include:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Child Tax Credit
- Working Tax Credit
If you were receiving one of these benefits between May 13, 2025, and June 9, 2025, you’re likely eligible.
How to Check If You Qualify and Claim the £90
The great news? You don’t need to apply for this payment — it will be made automatically by either the Department for Work and Pensions (DWP) or HM Revenue and Customs (HMRC), depending on your benefit type.
📌 Steps to Check Your Eligibility:
- Check your benefit payment dates: If you were receiving an eligible benefit between May 13 and June 9, 2025, you’re likely eligible.
- Look for official DWP or HMRC letters/text messages: Notifications confirming payment eligibility are usually sent a week in advance.
- Monitor your bank account: Payments will appear as “DWP COL” or “HMRC COL” with a unique reference number.
Important Dates to Remember
| Event | Date |
|---|---|
| Qualifying Period | May 13 – June 9, 2025 |
| Payment Distribution Begins | June 24, 2025 |
| Expected Completion Date | July 5, 2025 |
If you haven’t received your payment by July 5, you should contact the DWP helpline.
Key Statistics and Facts About UK Cost-of-Living Payments
- Over £4 billion has been distributed via cost-of-living payments since 2022.
- More than 8 million households in the UK have received support payments.
- The government expects nearly 900,000 pensioners will benefit from this £90 payout.
- On average, UK households have seen a £900 annual increase in utility and grocery bills since 2022.
Expert Tips to Make the Most of Your Payment
Getting extra cash is always welcome, but how you use it can make a big difference.
💡 Smart Ways to Use Your £90 Payment:
- Top up energy meters before the colder months.
- Bulk buy pantry essentials when supermarkets run offers.
- Put it towards outstanding bills or debt repayments.
- Consider contributing to an emergency savings fund.
Financial advisor Lisa Colesby recommends:
“Even small, one-off payments like this £90 can be meaningful if you allocate them thoughtfully — whether it’s to ease short-term pressure or build financial resilience.”
Frequently Asked Questions (FAQs)
Will everyone in the UK get this £90 payment?
No — it’s limited to individuals receiving certain means-tested benefits during the qualifying period.
Do I need to apply for the £90 cost-of-living payment?
No — eligible recipients will receive it automatically via their usual payment method.
How will the payment appear on my bank statement?
It will show as “DWP COL” or “HMRC COL”, depending on which agency processes your benefits.
When will I get the payment?
Payments start rolling out from June 24, 2025, and are expected to complete by July 5, 2025.
Final Thoughts
The UK Government’s £90 cost-of-living payment in June 2025 might not be a huge windfall, but for thousands of struggling households, it offers timely relief amid ongoing financial challenges. If you’re receiving Universal Credit, Pension Credit, or other qualifying benefits, make sure to check your eligibility and watch for that payment.
Every little bit counts — especially in a climate where costs continue to outpace wages. Stay informed, plan wisely, and if you qualify, don’t leave this £90 government support unclaimed.